<p>The Ability-to-Repay (ATR) rule is a cornerstone of Qualified Mortgages. It requires lenders to thoroughly assess a borrower's financial situation to ensure they can comfortably manage their mortgage payments. This involves verifying the borrower's income, assets, employment history, credit history, and other relevant financial information; By requiring lenders to conduct this due diligence, the ATR rule aims to prevent borrowers from being saddled with mortgages they cannot afford.</p>
<p>Paying less interest on your mortgage can save you a significant amount of money over the life of the loan. Here are some strategies you can use to minimize your mortgage interest payments:</p>
 
 
 
<a href=https://tradeprofinances.com/car-loans/my-experience-with-credit-union-car-loan-calculators/>https://tradeprofinances.com/car-loans/my-experience-with-credit-union-car-loan-calculators/</a>
 
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